privacy policy

Here at Citizens Bank of Byhalia we know your privacy is of the utmost importance to you whether opening a deposit account or applying for a loan. We have been safeguarding your privacy for decades by maintaining high standards and establishing procedures designed to prevent misuse of your personal and financial information. We are committed to continuing this tradition. The following standards have been established to protect your privacy:

We collect nonpublic personal information about you from the following sources:

• Information we received from you on applications or other forms-such as name, address, social security number, etc.
• Information about your transactions with us or others such as account balances, deposits or loans at other financial institutions; and
• Information we receive from a consumer-reporting agency.

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted to by law.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.