citizens bank mastercard debit card

• 24 hour access to your checking account
• 5 times faster than writing check
• Money deducted directly from your checking account
• Each time you use your card, you receive a receipt for your checkbook recordkeeping
• World wide acceptance
• No hassle about an ID or drivers license
• Easier, faster, cheaper and more convenient than checks
• Can be used for cash withdrawals at ATM’s. Normal ATM fees will apply.
• No annual fees
• Looks like a credit card…except no interest charges!

You can report a lost or stolen card 24 hours a day, 7 days a week by telephone.

• Mastercard Debit Card: 1-800-264-5578.

Types of Transactions/Transfers:
You may use the card and PIN issued you to pay for purchases from merchants who have agreed to accept the card at Point of Sale (POS) terminals within the networks identified on your card and such other terminals as the Bank may designate from time to time.  Point of Sale (POS) transactions will be deducted from your Primary Account.  Point of Sale (POS) transactions involving a refund will be credited to your Primary Account.  You may also use the card to pay for purchases from merchants that accept the POS debit card with a Mastercard symbol.  You may use the automated teller machine (ATM) card and personal identification number (PIN) issued to you to initiate transactions at ATMs of ours, ATMs within the networks identified on your card an such other facilities as we may designate from time to time.  Unless you specify a different account during Automated Teller Machine (ATM) transactions, your Primary Account will be used for your transactions.  Your Primary Account number and information may be obtained from the Combined ATM/POS/ Debit Card Request Form.  At present you may use your card to (some of these services may not be available at all ATMs):

• Withdraw cash from your checking account.
• Obtain balance information on your deposit accounts.

Limitations on Frequency and Amount:
There is no limit to the number of times you may use your CHECKcard.  The limitation on the daily amount is $500.00 in point of sale purchases and $200 in ATM withdrawals or your account balance, whichever is less.

Fees and Charges:

• There is no charge for ATM withdrawals at machines owned by Citizens Bank.
• There is a $1.00 charge for each ATM withdrawal at machines we do not own.
• Mastercard CHECKcard customers will be charged a $2.00 fee for cash advance transactions made at a teller window at financial institutions other than Citizens Bank.
• There is a Replacement Card Fee of $8.00 per card.
• We do not charge for any POS transactions.

ATM Fees:
When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).
 
Ask us about other details, regarding debit cards. Applications are available at our office. Please come and open yours today.